MUTUAL FUND-INFORMATION BEFORE INVESTING -: Know in detail !


MUTUAL FUND-INFORMATION BEFORE INVESTING -:  Know in detail !
MUTUAL FUND-INFORMATION BEFORE INVESTING -:  Know in detail !

Table of Contents

* All definitions to mutual funds
* Investing in Mutual fund - keep 5 things in mind 
* Ignore stock market fluctuations
* Take a look at the investment goal
* putting together all the money
* continue to review
*Be aware of aspects of investment


ALL DEFINITIONS RELATED TO MUTUAL FUNDS

Each mutual fund has a plan related document that has different conditions. We will define these conditions for you.

Risk meter - 

This is mentioned in each fund document. It determines the risk of investing in the fund. There are 5 categories - high / medium high / medium / minor low / low - it is important to know that the higher the risk, the more the returns of the returns are also higher.

 But the investors put money in these funds only when they did not take this money for a long time and let the investment stay.

 Secondly, in these high risk funds, your investment amount may also be worked out for some time, which can be seen as a loss or loss, but with the long-standing persistence, the highest returns of these funds is. In which the Risk Nunam will keep your money safe, but expecting returns should also be the most work.

Start Date - 

This is the date on which the fund was started. Generally we should invest in those funds which have a good track record of returns and they have been started at least 3-5 years ago.

Total AUM  - 

This fund is a total asset which means that the sum of all the money involved in the fund.

An AV  (NAV) - 

This is similar to the daily value of funds and stocks or stock prices.

Redemption Process  -

 It shows how often a mutual fund can refund you when you sell mutual funds. Generally within 1-3 business days, your money comes back to the same account. So if you sell mutual funds on Monday, the money will be returned to you in your bank account by Wednesday or Thursday.

Fund manager  - 

who is managing the fund and is investing money.

Fund Allocation  - 

The fund tells where the money is being put - in stocks or bonds or other financial instruments. The fund allocation determines the risk of the fund which is shown on the documents by the risk by the risk meter as the risk meter.

Expenditure ratio (fund expenditure) -

 Each fund will have a cost of investing. It does not include fund manager salaries, office rentals, investment infrastructure and distribution expenditure etc.

Benchmark  - 

This is used to measure fund performance. A good fund is that which keeps on continuously overcoming the benchmark.

INVESTING IN MUTUAL FUND - KEEP 5 THINGS IN MIND

IGNORE STOCK MARKET FLUCTUATIONS
You will ask anybody that right now is not the right time to invest money in the market? You will give 10 people 10 different answers. Someone will say, still going down the market, stay awake, someone will speak right now, all is getting cheap.

The truth is that no one has seen it yesterday. All are guessing. Whom will you obey? The correct thing is that investing every month is the most profitable. You do not need to see that the market is up or down. You will not need to see the ups and downs of the market when you sip every month.
TAKE A LOOK AT THE INVESTMENT GOAL
What is my investment goal? Do I have to save money for my old age? Do I have to marry my children? Do I have to take home or go out roaming? And for how long the investment money is not needed - all these questions are important before investment.

 For how long and in which fund to invest, it is dependent on these questions. Do not take funds by looking at returns only. Not all the funds required are right for you.
PUTTING TOGETHER ALL THE MONEY
If you have money together, then it is a different matter, but if not, then investing a few pennies in the monthly money is the most prudent matter. This will keep discipline on your expenses. You will not have to keep an eye on the ups and downs of the stock market
CONTINUE TO REVIEW
Are your mutual funds giving as much returns as you thought? Check your entire investment once a year. This will help you find out whether there are funds to invest or who are they to continue.
BE AWARE OF ASPECTS OF INVESTMENT
The investment world keeps changing all the time. The type of information you should get in your interest, the formula will continue to circulate to you. Your job is to be aware of all this information.

Read on for more information .

thanks for the time.


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