financial responsibility act the banking and financial system ? ( in detail ) .


Do you act the banking and financial system responsibly?


Amid global crisis, some voices speak within the financial system to change the model to an ethical bank and responsible society.


On many occasions, any customer of a branch of a bank, wondered: “Okay, I just enter my salary. Surely it take to spend a month.

This month, I’ll pass the savings account a small amount”.

These reflections, perhaps a little strange at this time of crisis, were able to share even with family.




financial  responsibility  act the banking and financial system ? ( in detail ) .
financial  responsibility  act the banking and financial system ? ( in detail ) .

Where is the money from bank customers?:


These thoughts, maybe a little innocent, give much information about the operation of banks. The money is available to its owner.

But really it comes down to an entry in a notebook or on a website. What if one day everyone on a bank decided to take their money?

Surely, the entity could not afford all the refunds. Even not giving the bank in question within a week. 

Probably the bank would refuse to refund your money in these conditions arguing any excuse or relying on any rules, but the reality is that when it comes back everyone their money, it is impossible to return it because the truth is that in their power. 

And the user can not know where they have invested their money.




The voices calling for an ethical bank:


For example, one could imagine for a moment that an individual is responsible for collecting money from a group of people, for example, a community of neighbors.

Some trust in Him to save your money to address the building maintenance works or any of the many costs of a community.



The man takes the money, comes to casino and bet on the roulette wheel. Choose black and black leaves. Investment recovers and gets a benefit.

Investment returns and gets the benefit. While no one knows the individual collector is more respectable in the world.


A situation like this is what Joan Antoni Melee identified as unethical actions of the banks towards their customers. The client, according to Mele, has no idea where the Bank invests their savings.

The customer can imagine that the money is still in a safe, but of course if you leave the safe one explains what is serving as financial project sponsors.



Its content was not wasted, especially when it comes to speaking of raw materials and foodstuffs, while adding that financial speculation the world’s food more expensive.

The rest of his speech was based on the need to separate the inherent productivity of the survival of humans with the game of financial economics.


The German example


When someone visits Germany for a long time, you realize that outside the tourist circuit in the city neighborhoods, even in the inner cities, the prices of food and drink are unusually low compared with the wealth of the largest economy of Europe.


At the end of World War II Germany was invaded, divided and devastated. The German postwar period is related to the time of revenge, the Nuremberg trial of Nazis hunting for fugitives, but almost nobody thinks about hunger and hardship suffered by the German population, which was at the mercy of the victors.


And it created a kind of oath of solidarity among Germans. “Never go hungry to such an extent”. Probably there will be many social and contextual factors that will make the German economy to weaken or strengthen but since then the German will not consent to walk ever that necessities are currency speculation.


Meanwhile, the media put the focus on reports accusing the government of being unable to weather the storm of the crisis.

 And these have to make cuts in social and labor that will profoundly affect the citizens. Why not look at an example so clear and so little publicised as the Iceland?


thanks for the time



Give me a chance to stop here for the time being .


MESSAGE TO YOU :-  Keep Educating  the children .



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